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Terms of Use

Terms of Use

Welcome to our website! By accessing or using this website, you agree to comply with the following terms and conditions:

1. Who we are

This website is owned and operated by GWM AG, a wealth management firm duly registered at Baarerstrasse 55, CH-6300 Zug under Swiss law. We provide this site as a resource for potential and existing clients.

2. Purpose of the website

Our website offers general information about GWM AG and our wealth management and other related services. It is not a platform for conducting financial transactions, receiving personalized advice, or entering into contracts online. Any services described are subject to separate agreements with us.

3. Intellectual property

All content on this site—including text, design elements, and most images—is the intellectual property of [FIRM NAME] and protected under the Swiss Federal Act on Copyright and Related Rights (CopA, SR 231.1). Some images are licensed from Shutterstock under a valid commercial license, and others are AI-generated by tools we have legally utilized. You may view this content for personal, non-commercial use but may not reproduce, distribute, or modify it without our written consent. Licensed and AI-generated images remain subject to their respective creators’ rights and terms.

4. Rules for using the site

You may use this website for lawful, informational purposes only. You agree not to:

  • Attempt to disrupt its operation (e.g., through hacking or malware),
  • Use it for commercial purposes without our permission,
  • Or violate Swiss laws, such as the Unfair Competition Act (UCA, SR 241) english for "unlauterer Wettbewerb (UWG, SR 241)".

5. Third-Party links

Our site may include links to external websites, such as those of regulators or partners. These links are provided for your convenience, but we do not control or endorse those sites. We’re not responsible for their content, privacy practices, or availability.

6. Privacy

Your use of the website is also governed by our Privacy Policy. By using this website, you consent to our collection and use of personal data as described in our Privacy Policy.

7. Changes to Terms

We may update these terms to reflect changes in our operations or applicable laws. The latest version will always be posted here, with the update date shown above. Your continued use of the site after changes means you accept the new terms.

8. Governing Law

These Terms of Use are governed by Swiss law, including the Swiss Code of Obligations (CO, SR 220) english for "Obligationenrecht (OR, SR 220)". Any disputes arising from your use of this site will be resolved exclusively in the courts of Zug, unless mandatory legal provisions state otherwise.

9. Contact Us

If you have any questions regarding these Terms of Use, please contact us at [email protected].

10.Severability

If any part of these terms is found invalid under Swiss law, the remaining provisions will still apply to the fullest extent possible.